What is Due Scope?
Due Scope is an AI personal finance tool that turns bank statements into a structured picture of spending, budgets, and net worth for individuals managing their money. Users upload PDF, image, or CSV bank statements and the tool parses every transaction, labels it automatically, and organizes it across categories — no manual entry required. Monthly budget limits can be set per category with real-time tracking, and the recurring detection feature surfaces subscriptions, rent, and standing charges automatically so nothing slips through.
Beyond transaction management, Due Scope includes live portfolio tracking for stocks, ETFs, and cash alongside a wealth forecasting engine that projects savings, debt payoff, and net worth months and years ahead. The AI financial coach lets users ask questions about their finances in plain English and receive answers grounded in their actual transaction data — replicating the clarity a personal financial planner would offer. A distinctive time-cost mode shows prices in hours of your life rather than dollars, giving a different lens on spending decisions.
Due Scope ships as a single-tier product with no add-ons, upsells, or long-term contracts. The full AI personal finance tool is available for $9.99 per month, including unlimited statement uploads, AI categorization, budgets across unlimited categories, portfolio tracking, wealth forecasting, and the AI coach. Bank-grade encryption is applied and user data is never sold.
What is Due Scope used for?
Due Scope is used to manage personal finances by automatically parsing bank statements, categorizing transactions, setting budgets, tracking investments, and forecasting long-term net worth. It also serves as an AI-powered financial coaching tool for users who want plain-English answers about their own spending and savings data.
How much does Due Scope cost?
Due Scope Premium
Full access to all features: unlimited statement uploads (PDF, image, CSV), AI categorization, budgets, recurring detection, live portfolio tracking, wealth forecasting, time-cost mode, and AI financial coach. Billed monthly, cancel any time.
Pros and cons
Pros
- Parses PDF, image, and CSV bank statements with automatic transaction categorization
- Recurring detection surfaces subscriptions and standing charges without manual tagging
- Time-cost mode displays prices as hours of your life for a behavioural spending perspective
- AI financial coach answers plain-English questions grounded in your real transaction data
- Live portfolio tracking covers stocks, ETFs, and cash for a unified net worth view
Cons
- Single flat-rate plan with no free tier or trial period mentioned
- No mobile app listed on the website — web-only access
- Manual statement upload required; no direct bank account sync advertised
Questions about Due Scope
What is Due Scope used for?
Due Scope is used for personal finance management. It parses bank statements to categorize transactions, track budgets, monitor investments, and forecast net worth. The built-in AI coach answers questions about your finances in plain English using your real spending data.
Is Due Scope free?
Due Scope does not offer a free tier. The product costs $9.99 per month and includes the full feature set with no add-ons or upsells. There is no long-term contract and users can cancel at any time.
How does Due Scope work?
You upload a PDF, image, or CSV bank statement to Due Scope. The AI automatically parses and categorizes every transaction, detects recurring charges, and organizes your data into budgets and cash-flow summaries. You can then ask the AI financial coach questions about your spending in plain English.
Does Due Scope support investment tracking?
Yes. Due Scope includes live portfolio tracking for stocks and ETFs alongside cash and savings accounts, giving users a single view of their total net worth. The wealth forecasting feature projects savings growth and debt payoff months and years into the future.
What makes Due Scope different from other budgeting apps?
Due Scope includes a time-cost mode that displays prices as hours of your life rather than dollar amounts, offering a behavioral perspective on spending that most budgeting tools do not provide. It also combines transaction categorization, investment tracking, and an AI coach in a single flat-rate plan with no tiered pricing.
What are the best alternatives to Due Scope?
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