Folio

Folio is a privacy-focused iPhone app that organizes your subscriptions, bills, and financial documents in one place using on-device AI. Point it at a bill or statement and Folio scans and categorizes the document locally, then surfaces your recurring payments in a single dashboard so you can see what you're paying for at a glance. You can ask plain-language questions about your finances and get instant answers — with no bank login, no third-party servers, and no data leaving your device. It's built for people who want a clear handle on subscriptions and spending without connecting their bank accounts or handing financial data to a cloud service.

Used by privacy-conscious iPhone owners to track subscriptions, scan bills, and query their finances with on-device AI, without linking bank accounts.