Overview / Description
OpenIncome is an AI fintech protocol that turns AI consumption into a monthly cash payout for verified individuals, described by its makers as universal flexible income for a post-labour economy. Companies and institutions fund a shared pool by routing their AI usage through OpenIncome's LLM proxy API and paying an average ~20% solidarity tax on that consumption, or by making direct donations; verified humans then receive a monthly cash share with no strings attached. The API is a single endpoint that proxies 100+ frontier large language models across text, audio, video, and image, so contributors can access many models while a transparent percentage of credit purchases flows to the universal-income pool. OpenIncome describes a "tax the flow, not the click" model: a fixed percentage is applied once when companies top up API credits (so individual calls stay tax-free at the call level), and receiving members pay a small percentage when they withdraw. Both contributors and receivers are KYC-verified, and transaction data is stored on IPFS and a blockchain (which the project stresses is not a cryptocurrency) for traceability and fraud resistance. The project is in alpha and is recruiting a first cohort of receivers. It suits companies that want to offset AI consumption toward redistribution and individuals applying to receive a machine-funded income share.
Used For
Companies use OpenIncome to route AI spend through an LLM proxy and fund a redistribution pool, while verified individuals use it to receive a monthly machine-funded income share.
Pricing
Pros & Cons
Pros
- Single LLM proxy endpoint covering 100+ frontier models across text, audio, video, and image
- Transparent, public flat-rate solidarity tax applied once on credit purchase, not per API call
- KYC verification for both contributors and receivers, with data stored on IPFS + blockchain for traceability
- Lets companies convert AI spend into a monthly cash share for verified individuals
Cons
- In alpha and recruiting only a first cohort of receivers
- Depends on companies opting in to the ~20% solidarity tax or donations to fund the pool
- Receivers pay a ~5% fee on withdrawals
- No published per-model API pricing beyond the tax mechanics
Questions & Answers
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